NOTICE OF SALE UNDER POWER GEORGIA, EFFINGHAM COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lizzie Baldwin and Edward L Baldwin, Sr. to Bank of America, NA, dated February 15, 2008, recorded in Deed Book 1733, Page 116, Effingham County, Georgia Records and as re-recorded in Deed Book 2529, Page 223, Effingham County, Georgia Records, as last transferred to Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Owner Trustee of CSMC 2022-JR1 Trust by assignment recorded in Deed Book 2846, Page 643, Effingham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTEEN THOUSAND AND 0/100 DOLLARS ($16,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in May, 2024, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Owner Trustee of CSMC 2022-JR1 Trust is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Specialized Loan Servicing LLC, 6200 S. Quebec St., Suite 300, Greenwood Village, CO 80111, 800-306-6059. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Estate of Edward L Baldwin Sr and Edward L Baldwin, Sr. or a tenant or tenants and said property is more commonly known as 515 Sammie Smalls Ave, Guyton, Georgia 31312. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Owner Trustee of CSMC 2022-JR1 Trust as Attorney in Fact for Lizzie Baldwin and Edward L Baldwin, Sr. McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Road Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" ALL THOSE CERTAIN LOTS OR PARCEL OF LAND SITUATE LYING AND BEING IN THE 10TH G.M. DISTRICT, EFFINGHAM COUNTY, GEORGIA NEAR THE CITY OF GUYTON SHOWN AND DESIGNATED AS LOTS NUMBERS ELEVEN A (11-A) AND TWELVE A (12-A) IN BLOCK LETTER G, UPON A MAP OR PLAT OF HIGHLAND PARK EXTENSION SUBDIVISION, MADE BY PAUL WEITMAN C.S.. FEBRUARY 15, 1969 RECORDED IN BOOK I, PAGE 326 OF THE SURVEYOR'S RECORDS EFFINGHAM COUNTY, GEORGIA, SAID LOTS BEING AND LYING ADJOINING AND CONTIGUOUS AND AS A WHOLE BEING BOUNDED ON THE NORTHEAST BY LANDS OF SALTERS ESTATE; ON THE SOUTHEAST BY THIRD AVENUE, ON THE SOUTHWEST BY LOT NUMBER TEN A (10-A) IN SAID BLOCK AND ON THE NORTHWEST BY LOTS NUMBERS SEVENTEEN AND EIGHTEEN (17 AND 18) IN SAID BLOCK. BEING THE SAME PARCEL CONVEYED TO EDWARD LEE BALDWIN FROM RANDALL B. HELMEY, AS EXECUTOR UNDER THE LAST WILL AND TESTAMENT OF FRED E. SECKINGER, DECEASED, BY VIRTUE OF A DEED DATED 8/24/1972, RECORDED 8/31/1972, IN DEED BOOK 159, PAGE 338, COUNTY OF EFFINGHAM, STATE OF GEORGIA. ASSESSOR'S PARCEL NO: G0130033 SUBJECT TO ANY SENIOR POSITION SECURITY DEEDS ON RECORD. MR/mac 5/7/24 Our file no. 23-11369GA - FT7 20043 5/1/24 RL