STATE OF GEORGIA COUNTY OF EFFINGHAM NOTICE OF SALE UNDER POWER THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. By virtue of the power of sale contained in that certain Security Deed from Della M Tompkins, to Mortgage Electronic Registration Systems Inc as Nominee for Homestar Financial Corp. dated June 6, 2022 filed for record June 8, 2022, and recorded in Deed Book 2788, at Page 757 Effingham County, Georgia Records, and last assigned to FIRST FEDERAL BANK, by Assignment of Security Deed recorded on January 24, 2024, in Deed Book 2891 at Page 295, Effingham County, Georgia Records, said Security Deed having been given to secure a Note dated June 6, 2022 in the original principal sum of One Hundred Sixteen Thousand Seven Hundred Twenty and 00/100 ($116,720.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold before the Courthouse door at Effingham County, Georgia, within the legal hours of sale on May 07, 2024, the property described on Exhibit "A" attached hereto and incorporated herein by this reference. The debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: FIRST FEDERAL BANK. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. Said property will be sold "as-is" without any representation, warranty, or recourse against the above named creditor or the undersigned, and subject to any outstanding ad valorem taxes and/or assessments, and all easements and restrictions of record, if any, having priority over this Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is Della M Tompkins, and/or tenant(s). FIRST FEDERAL BANK, as Attorney-in-Fact for Della M Tompkins, by its Attorney-in-Fact Attorney Contact: Quintairos, Prieto, Wood & Boyer, P.A. 365 Northridge Rd, Suite 230 Atlanta, GA 30350 Email: GA.foreclosure@qpwblaw.com EXHIBIT A ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LANDS SITUATE. LYING AND BEING IN THE 12TH G.M. DISTRICT OF EFFINGHAM COUNTY, GEORGIA. CONTAINING ONE AND NINE TENTHS (1.9) ACRES, MORE OR LESS. AND SHOWN AND DESCRIBED BY A PLAT THEREOF MADE BY WARREN E. POYTHRESS, RLS NO. 1953. DATED MARCH 28. 2000 AND RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF EFFINGHAM COUNTY. GEORGIA IN PLAT CABINET C, SLIDE 176 C-2, WHICH IS INCORPORATED INTO THIS DESCRIPTION BY SPECIFIC REFERENCE THERETO. 20056 5/1/24 RL